Should I purchase travel insurance?
The decision to purchase travel insurance really comes down to whether the financial benefit outweighs the cost of the policy premium. For example, if you had to cancel your trip, could you afford to lose the money you paid for the entire trip? If not, a travel insurance policy might be right for you. You can purchase travel insurance from a travel agency, the cruise line for those of you extending your vacation, car rental company, air carrier or directly from your insurance agent. There are a number of different types of travel insurance and the type of coverage offered, policy terms and cost will vary.
Keep in mind, trip cancellation is pre-departure coverage if you cancel your vacation for a covered reason such as: injury or illness, a natural disaster, schedule conflicts such as jury duty or court summons, traffic accident en route, work conflicts, military deployment to help with disaster relief. Travel insurance with not reimburse you because the weather reports suggest rain for the week of your visit or you’ve had a change of heart about taking a vacation that week.
For our guests from overseas, we remind you that trip interruption coverage is different than trip cancellation insurance.